The invoice and the payment, in the same place

Your brands pay the Rails invoice by ACH or card, straight from the invoice itself. No emailed PDF, no separate portal, no waiting on a check cut three weeks after you asked.

The Rails payments overview: revenue, outstanding, overdue and DSO at the top, a trend of collections rising while overdue falls, and customer accounts with autopay status and account health

Most 3PLs do the hard part, building an accurate invoice, and then hand collections over to email.

$8M+
Processed through Rails payments
ACH + card
Reminders and escalation run automatically on your terms
Wallet + metered
Prepaid drawdown or usage-based billing, set per client

How it works

1

The invoice goes out with a pay button

The same invoice Rails already built, now with a way to act on it.

2

Your brand pays, or the wallet draws down

ACH or card, one-off or on autopay, or they pre-fund a wallet and charges draw against it as they happen.

3

Cash reconciles itself

The payment posts against the exact line items it covers and syncs to QuickBooks, Xero, or Zoho Books. Nothing to match by hand.

Get paid before the work, not ninety days after

Brands fund a wallet and charges draw against it as they’re incurred. It’s how metered infrastructure has billed for a decade, and for a high-frequency fulfillment relationship it removes the collections cycle rather than speeding it up.

  • Auto top-up at a threshold you and the brand agree on
  • They see the balance draw down against real line items, in real time
  • Works alongside standard net terms: offer it to the accounts where it fits
A client's prepaid wallet drawing down against charges as they are billed, with recent draws listed and ACH set as the default payment method

Terms per brand, enforced without a phone call

Set the terms once and Rails runs them. The awkward follow-up email stops being a person’s job.

  • Autopay on cycle close for the brands who’ve agreed to it
  • Automatic reminders before and after the due date
  • Late fees applied by rule, per the contract you signed
Per-customer billing cycle and payment terms in Rails: monthly cycle, Net 30, invoice delivery, and the collection rules for autopay, reminders and escalation

No more matching deposits to invoices

When the payment happens inside the system that produced the invoice, reconciliation isn’t a task; it’s already done. Partial payments and short-pays are attributed to the specific lines in dispute, so the rest of the invoice still closes, and the whole picture flows through to your books.

  • Every payment posts against the line items it covers, then syncs to QuickBooks, Xero, or Zoho Books
  • Short-pays isolate the disputed lines instead of holding up the whole invoice
  • AR aging that reflects what’s actually outstanding today
An ACH payment posted against every line of the invoice it settles, not just the invoice total, leaving nothing to match by hand in the accounting system

“Cash was literally being held captive by our inability to invoice quickly. Rails unlocked that, and now we can invest in parts of the business we couldn't touch before.”

Sean Copeland, CEO & Co-Founder, SuperShip

The money lands where your books already are

Payments post against the invoice Rails built and sync straight through to QuickBooks, Xero, or Zoho Books, alongside the WMS and carrier data behind every line item.

Accounting

QuickBooks
Xero
Zoho Books
Bill.com

WMS and OMS

Extensiv
Deposco
ShipHero
Logiwa
Packiyo
Infoplus

Carriers and shipping

UPS
FedEx
DHL
USPS
OnTrac
EasyPost
See all integrations

Questions we get on every call

Is my brands’ payment data secure?

Payments are processed by Finix, which is certified PCI Service Provider Level 1, the highest tier for a payment service provider, and undergoes regular vulnerability scanning and penetration testing. Finix’s SOC 1 and SOC 2 reports are available on request through their trust center.

What does it cost?

Access to in-platform payments is included at no additional cost. Standard payment fees apply on transactions.

Do I have to use Rails payments to use Rails?

No. Billing works exactly the same whether you collect through Rails or somewhere else.

What can my brands pay with?

ACH and card today, with autopay and wallet funding available on both.

The rest of the platform

Billing & Invoicing

The invoice your brands are paying, built automatically and rebuilt every day.

Learn more

Carrier Reconciliation

Make sure it was the right amount before you collect it.

Learn more

Free the untapped profit trapped in unreliable spreadsheets